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Help is needed as wildfires ravage Hawaii. How to know your donation is going to a legitimate charity

Help is needed as wildfires ravage Hawaii. How to know your donation is going to a legitimate charity
Oh my gosh. Look at the harbor. The view from above is of shock and heartbreak. Oh my God. We were not prepared for what we saw. It looked like an area that had been bombed in the war. Wildfires rampaging across the island of Maui. Our entire street was burned to the ground, decimating homes and businesses. Local people have lost everything. They've lost their house, they've lost their animals and it's devastating is on fire. The historic town of Lahaina, *** popular tourist in economic hub on the island's west side, particularly affected with hundreds of structures impacted. It happened so fast. People stuck in traffic trying to get out and they, they're slang on, on both sides of the road like something out of *** horror movie. Most of the fires on Maui fueled in part by violent winds caused by hurricane Dora churning more than 800 miles away. Those winds now subsiding as the storm pushes away. The primary focus is to save lives and to prevent human suffering and mitigate great property loss. State Department crews assisting in efforts to restore communication across the islands and distribute water with military helicopters, aiding in extinguishing the fires. Two ch 47 supporting Maui County, they flew 13 hours did 58 drops and about 150,000 gallons of water to assist with suppression of the fire recovery will be *** long road ahead. According to Hawaii's Lieutenant Governor Sylvia Luke, the damage to the infrastructure. It's not just buildings. I mean, these were small businesses that invested in Maui. These were local residents and we need to figure out *** way to help *** lot of people in the next several years.
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Help is needed as wildfires ravage Hawaii. How to know your donation is going to a legitimate charity
Residents of Maui have suffered widespread devastation as wildfires ravage the Hawaiian island, along with Hawaii’s Big Island. More than 50 people have been killed, homes and businesses have been wiped out, and nearly 11,000 customers are grappling with power outages.The fires, fanned in part by strong winds from Hurricane Dora, have not yet been contained, and the extent of the damage isn’t fully known. Rebuilding the island will likely take months or even years. If you’re looking to donate money to help those affected by the wildfires in Hawaii — or looking to support any charitable cause close to your heart — it’s important to follow certain steps to ensure your money is going to the right place.How to pick a charityIf you’ve decided to donate to charity but aren’t sure where to begin, searching online for causes you care about with the word “charity” might be a helpful place to start — but your search shouldn’t end there. Several sites help people find and support legitimate charities, including Charity Navigator, BBB Wise Giving Alliance, and CharityWatch.Dig deeper into an organization’s reputation after finding a legitimate charity you’re considering supporting. Check out the organization’s website and read its “About” page. It might be best to research alternatives if the charity’s website does not make clear its mission or who it serves.The U.S. Federal Trade Commission suggests when conducting an online search of any charity, you should add the words “complaint,” “review,” “fraud,” or “scam” to the search terms. Doing this should bring up any bad reviews or red flags about the organization.It’s also helpful to know if the group you’ve selected is registered as a 501(c)3, meaning it’s registered as a tax-exempt nonprofit. Look up the organization in the IRS’s Tax Exempt Organization Search. If the charity is a registered 501(c)3, you may want to save a record of your contribution since it’s tax deductible.When you feel confident about making your donation, it’s best to use a credit card or check, since those types of payments are easily traceable. After contributing to a charity, review your bank account and credit card statements to ensure you’ve only been charged the agreed-upon amount.Video above: Fires wreak havoc on historic town of LahainaTips for donating through a platform like GoFundMeThe best way to avoid additional fees when giving to charity is to send funds directly through the nonprofit. When donating through a platform like GoFundMe, ActBlue, or WinRed, make sure to check whether the site is keeping some of your donation as a processing fee.There are countless social causes and crowdfunding campaigns on social media seeking donations — but be warned: occasionally, bad actors like scam artists and other fraudsters may take advantage of people’s kindness.For many crowdfunding sites, your money will first go directly to the crowdfunding organizer, and not necessarily the end-recipient of the donations. So double-check that the organizer will pass along the funds to the person or cause they claim to be supporting.GoFundMe, one of the largest crowdfunding platforms, said fraudulent campaigns are rare and make up less than 1% of the campaigns on its platform. “An overwhelming majority of fundraisers on the site are safe and legitimate,” according to the company.Video below: Biden approves major disaster declaration for HawaiiFor larger disasters, like the Maui wildfires, GoFundMe told CNN they usually create a centralized hub of verified fundraisers. When selecting other causes to donate to on the platform, though, GoFundMe advises users to always review the fundraiser page, check the comments and who else has donated, and contact the fundraiser organizer or GoFundMe directly if you have any additional concerns or questions.There are many crowdfunding campaign platforms, and each has its own set of rules. The FTC advises consumers that the safest way to donate through social media and crowdfunding is to only donate to people you know.Be on the lookout for scamsAccording to the FTC, there are some telltale signs that an organization soliciting donations isn’t legitimate. In general, be wary of callers soliciting contributions. While many legitimate organizations do call for donations, make sure you listen carefully to the name of the charity, write it down, and then research it before pledging a contribution, the FTC said.Video above: Woman on Hawaii trip describes devastating wildfiresDon’t let anyone rush you into donating on the phone on the spot; take time to do the proper research. Never donate with a wire transfer or gift card, which is difficult to track if something goes awry. Also, if an organization insists on a donation using cryptocurrency, another hard-to-track form of payment, that should set off alarm bells. Avoid sending funds from payment apps like Venmo or Zelle. Those apps should only be used to send money to people you know, since it’s difficult to recoup funds once someone receives them.You can report charity scams directly to the FTC or your state charity regulator.- Scottie Andrew contributed to reporting

Residents of Maui have suffered widespread devastation as wildfires ravage the Hawaiian island, along with Hawaii’s Big Island. More than 50 people have been killed, homes and businesses have been wiped out, and nearly 11,000 customers are grappling with power outages.

The fires, fanned in part by strong winds from Hurricane Dora, have not yet been contained, and the extent of the damage isn’t fully known. Rebuilding the island will likely take months or even years.

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If you’re looking to donate money to help those affected by the wildfires in Hawaii — or looking to support any charitable cause close to your heart — it’s important to follow certain steps to ensure your money is going to the right place.

How to pick a charity

If you’ve decided to donate to charity but aren’t sure where to begin, searching online for causes you care about with the word “charity” might be a helpful place to start — but your search shouldn’t end there. Several sites help people find and support legitimate charities, including Charity Navigator, BBB Wise Giving Alliance, and CharityWatch.

Dig deeper into an organization’s reputation after finding a legitimate charity you’re considering supporting. Check out the organization’s website and read its “About” page. It might be best to research alternatives if the charity’s website does not make clear its mission or who it serves.

The U.S. Federal Trade Commission suggests when conducting an online search of any charity, you should add the words “complaint,” “review,” “fraud,” or “scam” to the search terms. Doing this should bring up any bad reviews or red flags about the organization.

It’s also helpful to know if the group you’ve selected is registered as a 501(c)3, meaning it’s registered as a tax-exempt nonprofit. Look up the organization in the IRS’s Tax Exempt Organization Search. If the charity is a registered 501(c)3, you may want to save a record of your contribution since it’s tax deductible.

When you feel confident about making your donation, it’s best to use a credit card or check, since those types of payments are easily traceable. After contributing to a charity, review your bank account and credit card statements to ensure you’ve only been charged the agreed-upon amount.

Video above: Fires wreak havoc on historic town of Lahaina

Tips for donating through a platform like GoFundMe

The best way to avoid additional fees when giving to charity is to send funds directly through the nonprofit. When donating through a platform like GoFundMe, ActBlue, or WinRed, make sure to check whether the site is keeping some of your donation as a processing fee.

There are countless social causes and crowdfunding campaigns on social media seeking donations — but be warned: occasionally, bad actors like scam artists and other fraudsters may take advantage of people’s kindness.

For many crowdfunding sites, your money will first go directly to the crowdfunding organizer, and not necessarily the end-recipient of the donations. So double-check that the organizer will pass along the funds to the person or cause they claim to be supporting.

GoFundMe, one of the largest crowdfunding platforms, said fraudulent campaigns are rare and make up less than 1% of the campaigns on its platform. “An overwhelming majority of fundraisers on the site are safe and legitimate,” according to the company.

Video below: Biden approves major disaster declaration for Hawaii

For larger disasters, like the Maui wildfires, GoFundMe told CNN they usually create a centralized hub of verified fundraisers. When selecting other causes to donate to on the platform, though, GoFundMe advises users to always review the fundraiser page, check the comments and who else has donated, and contact the fundraiser organizer or GoFundMe directly if you have any additional concerns or questions.

There are many crowdfunding campaign platforms, and each has its own set of rules. The FTC advises consumers that the safest way to donate through social media and crowdfunding is to only donate to people you know.

Be on the lookout for scams

According to the FTC, there are some telltale signs that an organization soliciting donations isn’t legitimate. In general, be wary of callers soliciting contributions. While many legitimate organizations do call for donations, make sure you listen carefully to the name of the charity, write it down, and then research it before pledging a contribution, the FTC said.

Video above: Woman on Hawaii trip describes devastating wildfires

Don’t let anyone rush you into donating on the phone on the spot; take time to do the proper research. Never donate with a wire transfer or gift card, which is difficult to track if something goes awry. Also, if an organization insists on a donation using cryptocurrency, another hard-to-track form of payment, that should set off alarm bells. Avoid sending funds from payment apps like Venmo or Zelle. Those apps should only be used to send money to people you know, since it’s difficult to recoup funds once someone receives them.

You can report charity scams directly to the FTC or your state charity regulator.

- Scottie Andrew contributed to reporting